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  <xs:element id="arr_InterestRateSwap7YearsMember" abstract="true" name="InterestRateSwap7YearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="arr_IncreaseDecreaseInInterestPayableSecuritiesSoldUnderAgreementsToRepurchase" abstract="false" name="IncreaseDecreaseInInterestPayableSecuritiesSoldUnderAgreementsToRepurchase" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_EffectiveTaxableIncomeReconciliationChangesInDerivatives" abstract="false" name="EffectiveTaxableIncomeReconciliationChangesInDerivatives" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_DividendReinvestmentProgramPerSharePrice" abstract="false" name="DividendReinvestmentProgramPerSharePrice" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="arr_DebtSecuritiesAvailableForSaleAndTradingRepurchaseSecuritiesNet" abstract="false" name="DebtSecuritiesAvailableForSaleAndTradingRepurchaseSecuritiesNet" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_ComprehensiveIncomeLossAvailableToCommonStockholders" abstract="false" name="ComprehensiveIncomeLossAvailableToCommonStockholders" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_ShareBasedPaymentArrangementNonvestedAwardCostNotYetRecognizedAmountYearTwo" abstract="false" name="ShareBasedPaymentArrangementNonvestedAwardCostNotYetRecognizedAmountYearTwo" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_InterestRateSwapBetween3and5YearsMember" abstract="true" name="InterestRateSwapBetween3and5YearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="arr_DividendsPercentofDividendsthatRepresentNontaxableReturnofCapital" abstract="false" name="DividendsPercentofDividendsthatRepresentNontaxableReturnofCapital" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="arr_IncreaseDecreaseInInterestPayableUSTreasurySecuritiesSoldShort" abstract="false" name="IncreaseDecreaseInInterestPayableUSTreasurySecuritiesSoldShort" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_TradingSecuritiesDebtMaturitiesRollingYearTwoandThreeFairValue" abstract="false" name="TradingSecuritiesDebtMaturitiesRollingYearTwoandThreeFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_ReceivablesandPayableforUnsettledSalesandPurchasesPolicyPolicyTextBlock" abstract="false" name="ReceivablesandPayableforUnsettledSalesandPurchasesPolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="arr_PreferredStockUndesignatedSharesAuthorized" abstract="false" name="PreferredStockUndesignatedSharesAuthorized" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="arr_CashCollateralHeldForCounterparties" abstract="false" name="CashCollateralHeldForCounterparties" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_RelatedPartyTransactionManagementAgreementGrossEquityRaised" abstract="false" name="RelatedPartyTransactionManagementAgreementGrossEquityRaised" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_TradingSecuritiesQuotesReceivedNumberofDealers" abstract="false" name="TradingSecuritiesQuotesReceivedNumberofDealers" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="arr_ManagementFeesWaivedMember" abstract="true" name="ManagementFeesWaivedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="arr_DebtSecuritiesAvailableForPurchaseAndTradingRepurchaseSecuritiesSubjectToMasterNettingArrangementDeductionOfFinancialInstrumentNotOffset" abstract="false" name="DebtSecuritiesAvailableForPurchaseAndTradingRepurchaseSecuritiesSubjectToMasterNettingArrangementDeductionOfFinancialInstrumentNotOffset" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_EffectiveTaxableIncomeReconciliationReversalofIncome" abstract="false" name="EffectiveTaxableIncomeReconciliationReversalofIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_DebtSecuritiesAvailableForPurchaseAndTradingRepurchaseSecuritiesSubjectToMasterNettingArrangementCollateralObligationToReturnCashNotOffset" abstract="false" name="DebtSecuritiesAvailableForPurchaseAndTradingRepurchaseSecuritiesSubjectToMasterNettingArrangementCollateralObligationToReturnCashNotOffset" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_TradingSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" abstract="false" name="TradingSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_ArmourManagementAgreementMember" abstract="true" name="ArmourManagementAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="arr_ManagementAgreementAutomaticRenewalPeriod" abstract="false" name="ManagementAgreementAutomaticRenewalPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="arr_EstimatedREITTaxableIncome" abstract="false" name="EstimatedREITTaxableIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_UncommittedRevolvingCreditFacilityAndSecurityAgreementMember" abstract="true" name="UncommittedRevolvingCreditFacilityAndSecurityAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="arr_EffectiveTaxableIncomeReconciliationAmortizationOfDeferredTreasuryFutureGains" abstract="false" name="EffectiveTaxableIncomeReconciliationAmortizationOfDeferredTreasuryFutureGains" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_ProceedsFromSecuritiesSoldUnderAgreementsToRepurchase" abstract="false" name="ProceedsFromSecuritiesSoldUnderAgreementsToRepurchase" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_BUCKLERSecuritiesLLCMember" abstract="true" name="BUCKLERSecuritiesLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="arr_RelatedPartyTransactionsMaximumLendingCapacity" abstract="false" name="RelatedPartyTransactionsMaximumLendingCapacity" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_SaleofStockPercentofOutstandingSharesIntendedtobeRedeemed" abstract="false" name="SaleofStockPercentofOutstandingSharesIntendedtobeRedeemed" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="arr_InterestPayableUSTreasurySecuritiesSoldShort" abstract="false" name="InterestPayableUSTreasurySecuritiesSoldShort" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_ExpensesAfterFeesWaived" abstract="false" name="ExpensesAfterFeesWaived" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_WeightedAverageNumberofSharesOutstandingDilutedComprehensiveIncomeLoss" abstract="false" name="WeightedAverageNumberofSharesOutstandingDilutedComprehensiveIncomeLoss" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="arr_A2023CommonStockATMSalesAgreementMember" abstract="true" name="A2023CommonStockATMSalesAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="arr_DebtSecuritiesAvailableForSaleAndTradingRepurchaseSecuritiesSubjectToMasterNettingArrangementCollateralObligationToReturnCashNotOffset" abstract="false" name="DebtSecuritiesAvailableForSaleAndTradingRepurchaseSecuritiesSubjectToMasterNettingArrangementCollateralObligationToReturnCashNotOffset" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_PreferredCAtTheMarketSalesAgreementMember" abstract="true" name="PreferredCAtTheMarketSalesAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="arr_EffectiveTaxableIncomeReconciliationAmortizationOfFinancingCostsAndDiscounts" abstract="false" name="EffectiveTaxableIncomeReconciliationAmortizationOfFinancingCostsAndDiscounts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_ManagementFeeExpenseMember" abstract="true" name="ManagementFeeExpenseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="arr_TradingSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue" abstract="false" name="TradingSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_ReverseStockSplitMember" abstract="true" name="ReverseStockSplitMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="arr_ShareBasedPaymentArrangementNonvestedAwardCostNotYetRecognizedAmountYearOne" abstract="false" name="ShareBasedPaymentArrangementNonvestedAwardCostNotYetRecognizedAmountYearOne" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_BookToTaxDifferencesAbstract" abstract="true" name="BookToTaxDifferencesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="arr_RepurchaseAgreementsNumberofCounterpartieswithMasterRepurchaseAgreements" abstract="false" name="RepurchaseAgreementsNumberofCounterpartieswithMasterRepurchaseAgreements" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="arr_ComprehensiveIncomeLossAvailableToCommonStockholdersPerShareDiluted" abstract="false" name="ComprehensiveIncomeLossAvailableToCommonStockholdersPerShareDiluted" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="arr_EffectiveTaxableIncomeReconciliationImpairmentLossesOnAvailableForSaleAgencySecurities" abstract="false" name="EffectiveTaxableIncomeReconciliationImpairmentLossesOnAvailableForSaleAgencySecurities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_DebtSecuritiesAvailableForSaleAndTradingRepurchaseSecuritiesGross" abstract="false" name="DebtSecuritiesAvailableForSaleAndTradingRepurchaseSecuritiesGross" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_DebtSecuritiesTradingAccumulatedGrossUnrealizedGainBeforeTax" abstract="false" name="DebtSecuritiesTradingAccumulatedGrossUnrealizedGainBeforeTax" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughThreeFairValue" abstract="false" name="AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughThreeFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_TwoRepurchaseAgreementCounterpartiesMember" abstract="true" name="TwoRepurchaseAgreementCounterpartiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="arr_January292020EquitySalesAgreementMember" abstract="true" name="January292020EquitySalesAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="arr_DerivativeAssetCentrallyCleared" abstract="false" name="DerivativeAssetCentrallyCleared" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_AvailableForSaleSecuritiesDebtMaturitiesRollingYearFourThroughFiveFairValue" abstract="false" name="AvailableForSaleSecuritiesDebtMaturitiesRollingYearFourThroughFiveFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_EffectiveTaxableIncomeReconciliationTradingSecuritiesAgency" abstract="false" name="EffectiveTaxableIncomeReconciliationTradingSecuritiesAgency" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_DerivativeNotionalAmountForwardSettling" abstract="false" name="DerivativeNotionalAmountForwardSettling" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_EffectiveTaxableIncomeReconciliationGainsLossesOnAvailableForSaleSecurities" abstract="false" name="EffectiveTaxableIncomeReconciliationGainsLossesOnAvailableForSaleSecurities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_OtherOperatingIncomeLoss" abstract="false" name="OtherOperatingIncomeLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_RequiredRegulatoryCapitalRequirementofRelatedPartyMember" abstract="true" name="RequiredRegulatoryCapitalRequirementofRelatedPartyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="arr_ContractualObligationToBePaidYearSix" abstract="false" name="ContractualObligationToBePaidYearSix" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_AvailableForSaleSecuritiesDebtMaturitiesRollingYearFourThroughFiveAmortizedCostBasis" abstract="false" name="AvailableForSaleSecuritiesDebtMaturitiesRollingYearFourThroughFiveAmortizedCostBasis" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_TradingSecuritiesDebtMaturitiesRollingYearFourThroughFiveAmortizedCostBasis" abstract="false" name="TradingSecuritiesDebtMaturitiesRollingYearFourThroughFiveAmortizedCostBasis" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_DebtSecuritiesAvailableForPurchaseAndTradingRepurchaseSecuritiesNet" abstract="false" name="DebtSecuritiesAvailableForPurchaseAndTradingRepurchaseSecuritiesNet" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_TradingSecuritiesDebtMaturitiesFairValue" abstract="false" name="TradingSecuritiesDebtMaturitiesFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_DerivativeInstrumentUnrealizedGainLossYetToBeRecognized" abstract="false" name="DerivativeInstrumentUnrealizedGainLossYetToBeRecognized" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_DebtSecuritiesAvailableForSaleAndTradingAgencySecuritiesPledgedFinancialInstruments" abstract="false" name="DebtSecuritiesAvailableForSaleAndTradingAgencySecuritiesPledgedFinancialInstruments" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_TBAAgencySecurities30Year45Member" abstract="true" name="TBAAgencySecurities30Year45Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="arr_NonemployeeServicesTransactionQuarterlyFee" abstract="false" name="NonemployeeServicesTransactionQuarterlyFee" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_RepurchaseAgreementBorrowingsMember" abstract="true" name="RepurchaseAgreementBorrowingsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="arr_ShareBasedPaymentArrangementNonvestedAwardCostNotYetRecognizedAmountThereafter" abstract="false" name="ShareBasedPaymentArrangementNonvestedAwardCostNotYetRecognizedAmountThereafter" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_EffectiveTaxableIncomeReconciliationOtherAdjustments" abstract="false" name="EffectiveTaxableIncomeReconciliationOtherAdjustments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_ARMOURManagementFeesMember" abstract="true" name="ARMOURManagementFeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="arr_RelatedPartyTransactionManagementAgreementPercentageofGrossEquityRaisedUsedinCalculationofManagementFeeuptoOneBillion" abstract="false" name="RelatedPartyTransactionManagementAgreementPercentageofGrossEquityRaisedUsedinCalculationofManagementFeeuptoOneBillion" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="arr_LossContingencyNumberofConsolidatedClaims" abstract="false" name="LossContingencyNumberofConsolidatedClaims" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="arr_DebtSecuritiesTradingPrincipalAmount" abstract="false" name="DebtSecuritiesTradingPrincipalAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_Maturity31To60DaysMember" abstract="true" name="Maturity31To60DaysMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="arr_RelatedPartyTransactionManagementAgreementEffectiveManagementFeePercentage" abstract="false" name="RelatedPartyTransactionManagementAgreementEffectiveManagementFeePercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="arr_DerivativeImpliedCostBasis" abstract="false" name="DerivativeImpliedCostBasis" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue" abstract="false" name="AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_RelatedPartyTransactionManagementAgreementMonthlyPercentageofEffectiveManagementFeePercentage" abstract="false" name="RelatedPartyTransactionManagementAgreementMonthlyPercentageofEffectiveManagementFeePercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="arr_ConcentrationRiskWeightedAverageMaturity" abstract="false" name="ConcentrationRiskWeightedAverageMaturity" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="arr_ProceedsFromSubordinatedLoanDueFromInvestment" abstract="false" name="ProceedsFromSubordinatedLoanDueFromInvestment" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_DebtSecuritiesAvailableForSaleAndTradingRepurchaseSecuritiesGrossAmountsOffsetInTheConsolidatedBalanceSheet" abstract="false" name="DebtSecuritiesAvailableForSaleAndTradingRepurchaseSecuritiesGrossAmountsOffsetInTheConsolidatedBalanceSheet" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_ComprehensiveIncomeLossPerShareAbstract" abstract="true" name="ComprehensiveIncomeLossPerShareAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="arr_CommonStockAdditionalSharesAuthorized" abstract="false" name="CommonStockAdditionalSharesAuthorized" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="arr_OtherExpensesReimbursedMember" abstract="true" name="OtherExpensesReimbursedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="arr_LossContingencyNumberofDefendantsCurrentDirectors" abstract="false" name="LossContingencyNumberofDefendantsCurrentDirectors" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="arr_AccretionAmortizationofDiscountsandPremiumsInvestmentsAvailableforSale" abstract="false" name="AccretionAmortizationofDiscountsandPremiumsInvestmentsAvailableforSale" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="arr_ComprehensiveIncomeLossAvailableToCommonStockholdersPerShareBasic" abstract="false" name="ComprehensiveIncomeLossAvailableToCommonStockholdersPerShareBasic" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="arr_The2009StockIncentivePlanMember" abstract="true" name="The2009StockIncentivePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="arr_JointVentureRequiredAnnualReductionInShareOfGrossFinancingProfit" abstract="false" name="JointVentureRequiredAnnualReductionInShareOfGrossFinancingProfit" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
